Are you feeling worried about visiting the bank for loan applications due to the harsh conditions of the country in this pandemic period? Well, NIC ASIA Bank has initiated a step for the loan application online from Home using the Khalti App.
During the pandemic, it is difficult for the customers to proceed with the loan applications physically through the bank’s branch offices. Considering this into account, NIC ASIA has come up with the online processing of the loan application.
Khalti Digital Wallet and NIC ASIA Bank have signed an agreement to provide the customers with service for applying the Loan application directly using Khalti App.
NIC ASIA Bank is currently providing three different types of loans also called Super Chamatkarik Loan i.e; Home Loan, Car Loan, and Business Loan scheme at 8.25% annual rate. The bank also claims the guaranteed loan approval decision within a duration of 48 hours. Moreover, These loan facilities include features like to swap loans of other banks and no change of interest for the first year. Also, the loan processing fee is fixed at 0.25%.
Khalti is one of the popular digital mobile payment solution in Nepal. Khalti currently offers services to more than 13 lakhs of its customers for providing digital payment services. It has been providing various services including Utility Bill Payments, Recharge cards, DTH and FTTH bill payments, Domestic flight tickets, Movie tickets, Event tickets, and also the payments at online shopping sites. Khalti App can be downloaded easily from Google Store and App Store.
Khalti App users can directly prompt to the loan application form on clicking the Loan Icon on the Khalti App. After the confirmation of the form submission, the applications are forwarded to the concerned branches of the NIC ASIA Bank. As per NIC ASIA Bank officials, the customers will be called by the bank itself once the customer applies for the loan through the App.